Medi-Share is a faith-based health care sharing community that allows members to share medical expenses. It offers nationwide access to providers and emphasizes community support through prayer and shared values.
Review the options currently listed for Medi-Share.
Medi-Share Complete
Faith-based health care sharing program for individuals and families.
$99.00
/ month
Care model
Membership
Network
PPO
States
Nationwide
Review plan details
Claims Process
Providers generally submit medical bills directly to Medi-Share. Bills are reviewed for sharing eligibility, network discounts are applied, and eligible amounts are applied toward the member's AHP before sharing.
Average Reimbursement Time
14–30 business days for member reimbursements
Requires Itemized Bill
Yes
Prior Authorization
Pre-notification required for inpatient hospitalization, non-emergency surgery, elective cardiac procedures, cancer treatment, organ/tissue transplants and specialty medications
“I liked the idea of having flexibility when choosing a provider, but the actual appointment involved too much explanation and coordination. The office needed help understanding the membership, and I had to connect both sides. …”
2 / 5
The Online Account Needed Clearer Action Indicators
“My submission appeared in the portal, but I could not tell whether I was supposed to wait or provide something else. That uncertainty eventually led me to contact support. Clear action indicators and more descriptive …”
2 / 5
The Issue Was Eventually Resolved, but the Process Was Poorly Coordinated
“Support ultimately provided the answer I needed, but reaching that point required too many conversations. I repeated information and waited for updates that did not arrive when expected. Better internal coordination would have made a …”
2 / 5
Too Much Uncertainty Between Each Stage of the Expense Process
“I understood that reviewing a medical expense would take time, but I expected clearer communication about the stages involved. Instead, I often did not know what was happening next. More transparent timelines and document requirements …”
2 / 5
The Savings Became Harder to Appreciate Over Time
“The monthly amount initially made Medi-Share seem like a good financial fit. Over time, the administrative burden became more noticeable. Keeping track of records, provider questions, and repeated follow-up required enough effort that the savings …”
3 / 5
The Rules Needed More Examples Before They Felt Useful
“The membership guidelines explained the general framework, but I still had difficulty applying them to an actual healthcare decision. I wanted more certainty before moving forward. Practical examples showing how common expenses are considered would …”
2 / 5
The Medical Office Should Not Have Needed So Much Help
“My provider was willing to cooperate, but the staff seemed to have very little guidance about how the membership worked. I ended up managing communication between the office and Medi-Share. That responsibility should not fall …”
2 / 5
The Portal Did Not Make the Review Process Transparent
“I expected the online account to show where my submission stood and whether anything was needed from me. Instead, the information remained vague for several days. I eventually called support just to understand the status, …”
2 / 5
Repeated Contacts Left Me With Less Confidence in Support
“I tried to be patient while my question was reviewed, but repeated follow-ups became increasingly frustrating. Different conversations provided pieces of information rather than one complete answer. By the end, I had much less confidence …”
2 / 5
Lower Costs Came With Too Much Administrative Responsibility
“The monthly contribution was easier to manage than several alternatives, but I did not expect to spend so much time handling paperwork and follow-up. Provider questions added even more work. For me, the lower cost …”
3 / 5
I Needed More Certainty Before Scheduling Care
“I wanted to understand how a planned expense might be handled before making an appointment. The written guidelines did not give me enough confidence to decide without contacting support. Clearer explanations tied to common healthcare …”
2 / 5
Provider Flexibility Was Undermined by Too Much Administrative Confusion
“I appreciated having options when choosing a medical office, but the provider did not understand how to handle the membership. I spent considerable time trying to coordinate the situation. Better guidance for medical staff would …”
2 / 5
The Portal Needed More Than Basic Status Labels
“I had no difficulty logging in or finding the submission itself. The problem was that the status provided almost no useful context. I could not tell whether the review was progressing or waiting on information. …”
1 / 5
The Lack of Follow-Through Made a Simple Issue Exhausting
“I was told that my question would be reviewed and expected an update without needing to contact support again. Instead, I had to follow up several times. The representatives were respectful, but the lack of …”
2 / 5
The Expense Process Needed a Clearer Sequence of Steps
“I was never completely sure what stage my expense had reached or what would happen next. Each clarification seemed to reveal another requirement. The issue eventually moved forward, but a structured process showing documents, stages, …”
2 / 5
The Monthly Cost Looked Better Than the Day-to-Day Experience
“The contribution initially seemed manageable and was one of the strongest reasons I considered the membership. The administrative experience was much less appealing. Repeated questions, documentation, and status checks required more attention than expected, which …”
3 / 5
The Guidelines Were Detailed Without Being Practical Enough
“I spent time reading the membership information because I wanted to understand the rules before receiving care. There was plenty of detail, but applying it to my circumstances was difficult. More realistic examples would make …”
2 / 5
My Provider Needed More Guidance Than I Expected
“The office was willing to work with Medi-Share, but the staff had several questions that I could not confidently answer. I ended up contacting support and relaying information between both sides. Clear materials specifically designed …”
2 / 5
Online Tracking Did Not Answer the Questions I Actually Had
“The portal confirmed that my information had been received, but it did not explain what was happening during the review. I wanted to know whether anything else was needed from me. Without that detail, I …”
2 / 5
Polite Support Did Not Make Up for Repeated Follow-Up
“The representatives were courteous whenever I contacted them, but I became frustrated by how often I needed to check back. Information did not seem to carry smoothly between conversations. A more coordinated support process would …”
