Medi-Share is a faith-based health care sharing community that allows members to share medical expenses. It offers nationwide access to providers and emphasizes community support through prayer and shared values.
Review the options currently listed for Medi-Share.
Medi-Share Complete
Faith-based health care sharing program for individuals and families.
$99.00
/ month
Care model
Membership
Network
PPO
States
Nationwide
Review plan details
Claims Process
Providers generally submit medical bills directly to Medi-Share. Bills are reviewed for sharing eligibility, network discounts are applied, and eligible amounts are applied toward the member's AHP before sharing.
Average Reimbursement Time
14–30 business days for member reimbursements
Requires Itemized Bill
Yes
Prior Authorization
Pre-notification required for inpatient hospitalization, non-emergency surgery, elective cardiac procedures, cancer treatment, organ/tissue transplants and specialty medications
Support Was Polite, but Answers Needed More Consistency
“Communication became a problem when I had to repeat the same situation more than once before getting useful guidance. I expected the membership materials and portal to reduce confusion, but I still had to piece …”
2 / 5
Billing Process Required Too Much Follow-Up
“Once paperwork entered the process, billing steps were not explained clearly enough before I had to complete them. I could usually make progress eventually, but the lack of clear next steps created avoidable delays and …”
2 / 5
Lower Monthly Cost Came With Too Much Administrative Work
“My concern was not the concept itself, but the way the lower monthly cost came with more administrative work than I expected. More proactive updates and clearer instructions would have prevented much of the frustration …”
4 / 5
A Practical Membership Option, but A clearer estimate of normal review timelines make plan
“I looked into Medi-Share during a transition between employer plans. The membership has been workable for my household and the general concept makes sense. A clearer estimate of normal review timelines would make planning easier. …”
2 / 5
Provider Flexibility Came With Too Much Confusion
“The process required much more attention than I anticipated, especially when provider-facing guidance was not clear enough to prevent confusion at the front desk. Getting a complete answer often took more than one message or …”
2 / 5
Portal Updates Did Not Make the Next Step Clear
“A routine situation turned into more work than expected because portal updates did not clearly explain what action was needed next. I expected the membership materials and portal to reduce confusion, but I still had …”
3 / 5
Support Was Polite, but Answers Needed More Consistency
“Things became confusing when I had to repeat the same situation more than once before getting useful guidance. I could usually make progress eventually, but the lack of clear next steps created avoidable delays and …”
2 / 5
Billing Process Required Too Much Follow-Up
“For my household, the main problem was that billing steps were not explained clearly enough before I had to complete them. More proactive updates and clearer instructions would have prevented much of the frustration I …”
2 / 5
Lower Monthly Cost Came With Too Much Administrative Work
“The membership seemed manageable initially, but the lower monthly cost came with more administrative work than I expected. The support team was generally polite, yet the process itself still required too much member effort to …”
2 / 5
Lower Monthly Cost Came With Too Much Administrative Work
“The membership seemed manageable initially, but the lower monthly cost came with more administrative work than I expected. The support team was generally polite, yet the process itself still required too much member effort to …”
2 / 5
Eligibility Rules Were Difficult to Apply in Practice
“When I needed help with a provider question, I could not get enough certainty about what would qualify before moving forward. Getting a complete answer often took more than one message or call, which made …”
1 / 5
Provider Flexibility Came With Too Much Confusion
“During my first significant healthcare expense, provider-facing guidance was not clear enough to prevent confusion at the front desk. I expected the membership materials and portal to reduce confusion, but I still had to piece …”
2 / 5
Portal Updates Did Not Make the Next Step Clear
“What looked straightforward at first became difficult once portal updates did not clearly explain what action was needed next. I could usually make progress eventually, but the lack of clear next steps created avoidable delays …”
2 / 5
Support Was Polite, but Answers Needed More Consistency
“The biggest issue for me was that I had to repeat the same situation more than once before getting useful guidance. More proactive updates and clearer instructions would have prevented much of the frustration I …”
4 / 5
Courteous Member Support, but A clearer estimate of normal review timelines make plan
“I looked into Medi-Share during a transition between employer plans. The representative was courteous and took time to answer my questions. A clearer estimate of normal review timelines would make planning easier. I am generally …”
2 / 5
Lower Monthly Cost Came With Too Much Administrative Work
“After several months with Medi-Share, the lower monthly cost came with more administrative work than I expected. Getting a complete answer often took more than one message or call, which made a routine matter feel …”
2 / 5
Eligibility Rules Were Difficult to Apply in Practice
“In practice, the program was harder to manage than the initial explanation suggested because I could not get enough certainty about what would qualify before moving forward. I expected the membership materials and portal to …”
3 / 5
Provider Flexibility Came With Too Much Confusion
“The first few interactions were acceptable, but later provider-facing guidance was not clear enough to prevent confusion at the front desk. I could usually make progress eventually, but the lack of clear next steps created …”
2 / 5
Portal Updates Did Not Make the Next Step Clear
“What I found most disappointing was how portal updates did not clearly explain what action was needed next. More proactive updates and clearer instructions would have prevented much of the frustration I experienced. For me, …”
2 / 5
Support Was Polite, but Answers Needed More Consistency
“Instead of reducing administrative work, the membership often meant that I had to repeat the same situation more than once before getting useful guidance. The support team was generally polite, yet the process itself still …”
